Ditch Your Debit & Use this Business Credit Card To Earn Travel Points for your next Dream Vacation

Are you ready to turn your business expenses into dream vacations? No joke! I just stepped in the world of travel points a few months ago when my sister told me about it when booking flights & a hotel her family of 4 on their Disney Vacation to California.

I was able to ditch our debit cards and rack up enough points in just a few months to book round-trip flights for my husband and me to Hawaii. Making our dream vacation a lot more achievable, this is a trip we’ve been wanting to take since we got married. These flights wouldโ€™ve cost us $1,771, but instead use only 100,000 points that we earned on the Chase credit card sign up offers instead.

If you’re a business owner who loves to travel, the Chase Business Cash credit card could be your ticket to free hotel stays and flights. Here’s why you should consider ditching your debit card:

The Benefits of the Chase Business Cash Credit Card

New Card Member Bonus

Chase offers a generous new card member bonus of 75,000 points after you spend $6,000 on the card within the first six months. This bonus alone can significantly contribute to your travel plans. Seriously check out my referral link here!

Flexible Redemption Options:

Even if travel isn’t your thing, you can redeem points for cashback, allowing you to splurge on new things for yourself or reinvest in your business.

Leveraging Points:

Unsure what 75,000 points can get you? Leveraging points can often get you more value compared to just paying cash for your travel. You can search partner airline websites to see how many points your desired destination will cost you (see screenshot below). For instance, high travel times around holidays may require more points, but with careful planning, you can maximize your rewards.

Flexible Points: This is my favorite bonus!

Chase points are incredibly flexible. You can book various flights and hotels through their portal or transfer them to a list of different airlines and hotels. Popular transfer partners include United Airlines, Southwest, Hyatt, Marriott, and IHG hotels.

Build Business Credit History:

Using a credit card responsibly can help build and improve your business credit history, which is beneficial for future financing needs.

0% APR for the First Year:

Need to make a big purchase? You can put it on this card and pay no interest for the first year, making it easier to manage your business cash flow.

No Annual Fee: This is another reason I signed up!

The Chase Ink Business Cash card has no annual fee, making it an attractive option for businesses looking to maximize rewards without the added cost. If you’re looking for more perks, Chase offers a variety of Ink business cards, so you can find the one that best suits your needs here.

Switching from a business debit card to the Chase Business Cash credit card can open up a world of possibilities for your business and personal travel. Whether you’re looking to earn points for dream vacations or cashback for your business, this card offers numerous benefits without an annual fee. Start leveraging your business expenses today and watch those points add up, bringing you closer to your next dream destination.

Not in the market for a business card just yet? Here are my favorite recommended personal cards that also rack up points you can use for travel or cash back Chase Sapphire (great travel benefits & a good starter card with a small annual fee) or the Chase Freedom (no annual fee but still allows you to rack up points though the sign up bonus is not as big as the Sapphire!)